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My Money Saving (AND Money Making!) Weekend

August 12th, 2007 at 02:49 am

I have sucessfully spent NO money this weekend (and don't plan to tomorrow either)! That's quite the feat considering I visited one of my favorite shopping locals (Lexington - cute shops and name-brand stores - a great place for a small-town gal). As I type, I am making money as well Smile Yes, babysitting is tough work, luckily, I have company. The weekend has been great - a new baby girl to visit, free dinner courtesy of the rents, time well-spent with the Captain. A girl could only be so lucky! And making money to top that off!!!

I promise that I will deposit the check tomorrow and will go onto my online banking to send the entire amount to CC #1. In the past, anytime I made extra money, I would think, "okay, I have an extra x amount of dollars, what can I buy?" Then I would proceed to shop on jcrew.com or order a new piece of beach art or a sea bag (which was a really cool purchase by the way). Lately though, any "extra" work I do, I have been submitting that whole amount to my highest interest credit card. I swear, I have turned over a new leaf!

Really, babysitting isn't that tough anymore. I love these kids, I just have to get through the initial "I don't like you," "you go home" phase one is going through. I've already had a couple of good laughs tonight as well. Bath-time came around, so it was "potty" time. The Prince (as I call him) decided to "stand up" this time. Not thinking much of it, I was like, "oh okay." Then I realized that 3-year-olds really can't aim. I scream for the Captain, but it was too late Frown The mess wasn't too hard to clean up fortunately!

Oops! There went crashing the blue lego house! I guess that's my cue to go!

My Story . . . .

August 11th, 2007 at 07:02 pm

Sure, we all have our own story behind our debt - consumer debt, student loans, mortgages, vehicles, medical bills, and so on. The sad truth of mine is, it's ALL consumer debt. Too many trips to Victoria's Secret, numerous bar tabs, new outfits for Keeneland or a new shirt for a UK game, spring breaks, bachelorette parties -- it all adds up! All the way up to $13,642.54. Eeeek! That was back in June, when I made the realization that my non-profit paycheck wasn't keeping up with my material-girl shopping sprees! I've been extremely committed the past month and a half to reducing my debt, and I've already paid down over $1000.

So that's me in a nutshell. I'm hoping this blog will help me to stay accountable over the next year during my "debt management journey."